Loan to value ratios are used by the Reserve Bank to limit the amount of funds available from banks to lend to home buyers.
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Our blog covers everything from KiwiSaver tips for first home buyers to refinancing strategies and updates on the property market – all written to help you make smarter decisions with your mortgage.
It’s now even easier for first time buyers to get into the housing market which will cost you much less than renting so what are you waiting for, just a 5% deposit is required.
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I want to wish you all a very Merry Christmas and Happy New Year from the Team at Mortgage Group… roll on 2021.
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I constantly ask myself why am I always so busy this time of the year? Isn’t Christmas the same date every year? If so will the rush happen in 2021 just as it is now!
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The OCR is at an all time low 0.25% The Reserve Bank is due to make a Monetary Policy Statement 11..11.2020 and I suspect the OCR will be cut another 0.25% base points bring the OCR down to 0.00%.
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