Why 2026 Is a Great Time for First Home Buyers ?

Why 2026 Is a Great Time for First Home Buyers ?

Mortgage Broker Christchurch

If you've been thinking about buying your first home, now could be the perfect time to take the next step.

The latest Cotality Westpac First Home Buyer Report shows first home buyers made up 27.5% of all property sales in the first quarter of 2026, almost 24,800 first home purchases over the past year. Even better, more buyers are purchasing standalone homes, providing the lifestyle they've been hoping for.

Lower house prices, easing interest rates, more homes on the market, and banks becoming more willing to lend have created some of the best conditions first home buyers have seen in years.

Many people are also surprised to learn they may only need a 5% deposit to buy their first home. Subject to meeting the lender's criteria, First Home Loan options are available through selected banks, and your KiwiSaver savings may also be able to form part of your deposit.

At Mortgage Group, we're first home buyer specialists. As a trusted Mortgage Broker in Christchurch, we understand each bank's lending policies and know how to match you with the lender that's right for your situation. We'll explain your options in plain English, help you obtain mortgage pre-approval, and guide you through the entire home-buying process with confidence.

Thinking about buying your first home? Contact Martin at Mortgage Group today for a free, no-obligation chat. We'll help you understand your borrowing power, check whether you qualify for a First Home Loan, and work with you every step of the way until you've secured your first home.

Simple. Fast. Approved.

Give me a call 0275260007 or email me and lets get started…its a free service…so why wouldn’t you, Mortgage Group, Simple Fast Approved.