Mortgage News and Home Loan Advice

Property buyers are in an increasingly strong position, with vendors reacting to the cooling market by lowering their asking prices.

There are several helping hands out there for first home buyers to help them get a leg up when buying their first home.

Getting a mortgage, especially your first one, can be a bit like joining a three-ring circus.

Christchurch remains the only main centre experiencing any real growth.

There will no longer be house price caps on First Home Loans, which are designed to help first home buyers with their deposits if certain criteria is meet.

Many of us are finding the Real Estate Market this year to be a different environment from the theatre of last year’s, thank goodness for that.

To help you answer the question “why use a mortgage broker?” I've listed just a few of the top reasons.

There’s no secret that over the past 18 month its been a really competitive housing market.

Gosh hasn’t 2021 been a year… Anyhow we got through it with record numbers of first home buyers getting keys to their new homes.

I am pleased to inform you that the market has finally turned almost over night to a buyers market.

There are several helping hands out there for first home buyers to help them get a leg up when tr buying their first home. Here are 5 tips for making the most of the help available to first home buyers.

Currently, only 30% of new zealanders use a mortgage broker for home loans. This is surprising given that there are so many advantages to using my services.

The Reserve Bank will reduce the amount of money banks can lend to home buyers with less than 20% deposit.

As you may know banks have what is called Stress Test Interest Rates to make sure that when you borrow funds that you can afford repayments if rates increase. But they aren’t applied at the rate you might see advertised.

Christchurch based IT professional, Pip has been looking to buy her first home for the best part of a year. She’s put seven tender bids on properties, with no luck so far.

Many people think mortgage finance is very complex and difficult when in fact if you talk to someone who knows its really very simple!

Loan to value ratios are used by the Reserve Bank to limit the amount of funds available from banks to lend to home buyers.